If you’re looking for a home loan, Pacific Home Loans & Finance is here to help.

Whether it’s your first home, or it’s time to renovate, refinance or invest, we’re here to help make it happen. We compare a range of lenders and guide you through the process so you can feel confident at every step.

Download your free guide to using a mortgage broker.

Real stories from people who’ve been where you are, right now

100+ 5-star reviews

Leigh from pacific finance has helped me and just about everyone in my family with their finances for home loans- he is responsive, great at communicating and honestly is a wizard with money/numbers!

As long sleigh is in business, I’ll never recommend anyone else as a mortgage broker or for financial planning assistance!!

Rebecca Gleeson

We can’t recommend Leigh highly enough! From start to finish, he was incredibly helpful and knowledgeable, taking the time to explain all our options and find the best rates available.

He made the whole process so smooth and stress-free, always keeping us updated and answering every question along the way. Thanks to Leigh’s hard work and expertise, we’re now in our dream home!

Chris Stratford

Leigh was absolutely fantastic in assisting us in the process of refinancing our home loan.

He was honest and diligent in his recommendations and found us the best deals on the market. I can’t recommend the team at Pacific Home Loans high enough.

Tony Fleet

Tailored finance solutions to suit your situation.

Not sure where to start? We can help.

If it’s your first home, or if you’re ready to renovate, refinance or invest, we can help you understand what’s possible and guide you through the next steps.

Talk to a Mortgage Expert

Get started with our free guides

Investing In Property
Having the right people to help you is key when investing in property. Do your homework on the market before you dive in, and we’ll help you when it comes to financing your decision.
Refinancing your home loan
As time marches on, situations change. You may have changed jobs, welcomed someone new to the family or simply want a better rate. Refinancing can help you move toward your next goal.
Becoming a first home buyer
Buying your first home is exciting, but it comes with many questions. Two of the biggest are how much you can borrow and what your likely repayments will be.

Understanding the loan process

When you sit down with us, we take the time to understand what you need now and what your financial goals look like for the future. From there, we compare lenders, present your options and recommend the loan that best fits your situation.

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Arrange a pre-approved loan

A pre-approval gives you a clear picture of your spending limit and peace of mind when you find the right property. It also puts you in a stronger negotiating position.

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Find your property

Research property prices, capital growth and local infrastructure. If you’re unfamiliar with property values, consider getting a valuation before making a final decision.

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Why should you use a mortgage broker?

More than half of Australians now use a broker to secure a home loan. The most important reason is that we work for you, not the banks. We talk with you first to understand what you need, then use our market knowledge to negotiate with lenders on your behalf. We review a range of options and help you choose the one that’s right for you.

We streamline the process

We discuss your financial needs and goals, then research a wide range of lender products to find the right solution. We complete the paperwork, manage the application and guide it through to settlement. Because this is what we specialise in, we can move quickly and use our lender relationships to help secure your finance as soon as possible.

A broker is there to look out for your interests, while lenders are there to look after their own.

Benefits

Have questions or want help understanding your borrowing power?

We’re here to help you take the next step with confidence.